“Very friendly and responsive to my many many questions and extremely helpful!! Great experience!”
Travel insurance for seniors
Travel cover for holidays, cruises, longer stays and multi-trip adventures, with eligible single-trip cover up to age 84 and annual cover up to age 79.
Customer reviews
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“It was so easy to get a quote for our trip to Mauritius.”
“I needed to make a change to my policy and the team was quick to help. Thanks!”
“This was such an effortless experience! Great peace of mind. Thank you so much for answering all my questions!”
“Great experience with the customer service team. They answered my many questions very professionally.”
“Good help when I bought the policy and they seem very responsive.”
“Getting my insurance policy was quick and easy. Simple online interface. No hassles.”
“Affordable with great benefits. Didn't need to claim.”
“We got a policy for our cruise. Had the best price out of all the quotes we looked at.”
Up to age 84
High medical limits
24/7 emergency support
We provide travellers up to age 84 with cover for the unexpected moments that can disrupt a trip.
Travel plans can change quickly. OGSure helps protect you against sudden and unforeseen problems before or during your journey, with straightforward cover designed for the way you travel.
OGSure senior travel insurance benefits.
From emergency medical expenses to cancellation, baggage and travel disruption, here’s a quick look at the key benefits available with OGSure.
Cancellation and curtailment
Emergency medical expenses abroad
Evacuation and repatriation
Baggage, cash and passports
Travel delay and missed departure
Personal accident cover
Cover for public liability
Cruise ship evacuation
Policy benefits
What your cover includes
Policy currency
Please note
These are the maximum benefit limits available under the selected policy currency. Cover remains subject to the full policy terms, conditions, excesses and exclusions.
Cover for one trip or several.
OGSure offers both single-trip and annual multi-trip travel insurance, subject to eligibility.
Single-trip cover
Cover one continuous trip with fixed travel dates and destinations.
Annual multi-trip cover
Cover multiple eligible trips over 12 months with one policy, subject to age and trip-length limits.
Optional extras.
Choose from optional extras to tailor your cover around the way you travel, from longer trips to selected adventure activities and higher cancellation protection.
Winter sports cover
Add cover for eligible skiing and winter sports, including equipment, ski passes and selected piste disruption.
Adventure sports
Extend cover to selected activities, including trekking, scuba diving, kayaking and mountain biking.
Extended trip duration
Increase the maximum length of individual trips on eligible annual multi-trip policies.
Increased cancellation cover
Increase your cancellation limit for eligible higher-value trips and non-refundable travel costs.
HELP WHEN IT MATTERS
Support if something serious happens abroad.
OGSure’s 24/7 Emergency Assistance Centre is available to support you with serious medical situations abroad.
Your medical history does not have to stop you travelling.
Having a pre-existing medical condition does not automatically prevent you from buying an OGSure policy.
You can still be covered for eligible sudden and unforeseen events that are unrelated to your existing condition, such as:
Claims arising directly or indirectly from a pre-existing medical condition are excluded, so it is important to understand how this may affect your cover before you buy.
Why choose OGSure?
With flexible cover, generous benefits and 24/7 emergency support, OGSure helps you travel with greater confidence, wherever your journey begins.
TRAVEL INSURANCE YOU CAN TRUST
Established experience. Trusted insurance backing.
OGSure is a trading style of Optimum Global, an established insurance business with more than 10 years of experience.
Optimum Global is authorised and regulated by the Financial Conduct Authority, and our travel insurance is supported by a robust insurance structure that includes reinsurance through Lloyd’s of London.
Founded in 1688, Lloyd’s is one of the world’s oldest and most respected insurance markets, known for its specialist expertise and financial strength. It currently holds AA− ratings from both S&P Global and Fitch Ratings.
So, when you arrange cover with OGSure, you can do so with confidence, knowing there is genuine insurance experience behind the brand and internationally recognised financial strength supporting your policy.
Frequently asked questions about senior travel insurance
Clear answers to the questions travellers commonly ask before choosing senior travel insurance.
Does OGSure offer travel insurance for over 60s, over 65s and over 70s?
Yes. OGSure offers eligible senior travel insurance options for travellers in their 60s and 70s, including Single Trip and Annual Multi-Trip cover within the relevant age limits.
Cover can include cancellation, emergency medical expenses abroad, evacuation and repatriation, baggage, travel disruption and cruise ship evacuation.
What is the maximum age for OGSure senior travel insurance?
OGSure can offer eligible Single Trip cover up to age 84. Annual Multi-Trip cover may be available up to age 79. You must be within the relevant age limit when the period of insurance begins.
Can I get travel insurance if I am over 80?
Yes. If you are aged 80 to 84, eligible Single Trip cover may still be available. Annual Multi-Trip cover is not available once you have reached age 80.
Can I get annual travel insurance if I am over 75?
Yes, potentially. Eligible travellers aged 76 to 79 may still be able to buy Annual Multi-Trip cover. Once you have reached age 80, OGSure only offers eligible Single Trip cover.
Is Single Trip or Annual Multi-Trip cover better for seniors?
Single Trip cover is usually the simpler choice for one holiday with fixed dates. Annual Multi-Trip cover may be more convenient if you expect to take several eligible trips during the next 12 months.
Your age, destinations and trip lengths will determine which options are available.
How long can I travel for with OGSure senior travel insurance?
The current Single Trip option covers one journey of up to 30 days.
Annual Multi-Trip cover can allow eligible trips of up to 90 days each, reducing to a maximum of 60 days per trip for travellers over 75.
Can OGSure cover a long-stay holiday for a senior traveller?
Possibly. A longer holiday may be covered if it remains within the duration allowed by your policy. Check the full dates carefully when requesting a quote, as a trip that exceeds the insured duration is not covered.
Does OGSure senior travel insurance cover cruises?
Yes. OGSure includes Cruise Ship Evacuation, subject to the policy terms, limits and exclusions. The policy can also include benefits for eligible cancellation, emergency medical expenses abroad, evacuation and repatriation, baggage and travel disruption.
Does senior travel insurance include winter sports cover?
Winter Sports Cover is available as an optional extra when the additional premium is paid.
It can include eligible skiing and snowboarding, winter sports equipment, ski passes, piste closure and certain avalanche or landslide costs, subject to the policy rules and seasonal restrictions.
Are activities and adventure sports covered for senior travellers?
Many amateur leisure activities are included as standard, provided they meet the policy conditions.
An optional Adventure Sports upgrade can extend cover to selected activities such as trekking at higher altitudes, mountain biking, kayaking and deeper scuba diving.
Always check that your exact activity is listed before buying.
Can I buy OGSure if I have a pre-existing medical condition?
Yes. Having a pre-existing medical condition does not automatically prevent you from buying an OGSure policy. However, claims arising directly or indirectly from a pre-existing medical condition are excluded.
What may still be covered if I have a pre-existing medical condition?
Other policy benefits may still apply when the event and claim are unrelated to the pre-existing condition.
This could include an eligible new illness or injury, baggage loss or theft, travel delay, missed departure, public liability or cancellation for an unrelated covered reason.
Do I need to complete a medical screening to buy OGSure?
OGSure does not use a full medical screening process in its standard quote journey. If you make a claim, medical information may be requested to establish whether it is connected to a pre-existing condition.
If your health changes before you travel, you must contact OGSure before departure so it can confirm whether cover can continue.
Does OGSure cover emergency medical treatment and repatriation?
Yes, subject to the policy. OGSure can provide up to £6.5 million or $8 million for eligible emergency medical and related expenses abroad, with medical evacuation and repatriation included within that limit.
What should I do in a medical emergency abroad?
Get urgent local help first, then contact the 24/7 Emergency Assistance Centre as soon as possible.
You must contact the assistance team for inpatient treatment, hospitalisation, MRI or CT scans, medical evacuation or repatriation.
If you are physically unable to make contact immediately, you or someone acting for you must do so within 48 hours.
Does senior travel insurance cover cancellation or cutting a trip short?
Yes, OGSure can cover eligible cancellation and curtailment caused by specified sudden and unforeseen events.
Claims linked to a pre-existing medical condition, known or foreseeable circumstances, or simply deciding not to travel are not covered.
Can I buy OGSure senior travel insurance if I live outside the UK?
Potentially, yes. OGSure can cover eligible residents of many countries, and your journey does not have to begin in the UK.
Your usual country of residence is generally where you normally live or work for more than three consecutive months and the country to which you would return as your main home.
Can senior travel insurance cover the USA, Canada or several countries?
Potentially, yes. Cover for the USA, Canada and other destinations depends on your country of residence, the geographical area selected and the policy exclusions.
For a Single Trip quote, enter every country you plan to visit or travel through so the full itinerary can be checked.
How much does OGSure senior travel insurance cost?
The price depends on factors including the travellers’ ages, country of residence, destinations, travel dates, trip type, policy currency and any optional extras selected.
The quickest way to see the price and available cover is to complete an online quote.
Is OGSure senior travel insurance the same as private medical insurance?
No. OGSure is travel insurance for sudden and unforeseen events during an insured trip.
It is not private medical insurance and is not intended to pay for routine treatment, planned care or medical issues linked to pre-existing conditions.
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If you are looking for senior travel insurance, OGSure gives you a clear, straightforward way to check your options before you travel.
CONTACT
Optimum Global Limited (OGSure), 4th Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, UK
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OGSure is a trading style of Optimum Global Limited, which is authorised and regulated by the Financial Conduct Authority. Optimum Global Limited’s Firm Reference Number is 453654, you can check these details at https://register.fca.org.uk or by calling the Financial Conduct Authority on 0800 111 6768. Registered address: Optimum Global Limited, 4th Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, UK. Optimum Global Limited is registered in England and Wales. Company Registration number 05347793.