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Single-trip seniors travel insurance
Planning one holiday, cruise or family visit? OGSure offers Single Trip travel insurance up to age 84 for one journey of up to 30 days.
Customer reviews
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“It was so easy to get a quote for our trip to Mauritius.”
“I needed to make a change to my policy and the team was quick to help. Thanks!”
“This was such an effortless experience! Great peace of mind. Thank you so much for answering all my questions!”
“Great experience with the customer service team. They answered my many questions very professionally.”
“Good help when I bought the policy and they seem very responsive.”
“Getting my insurance policy was quick and easy. Simple online interface. No hassles.”
“Affordable with great benefits. Didn't need to claim.”
“We got a policy for our cruise. Had the best price out of all the quotes we looked at.”
One trip, one policy
Cover up to age 84
24/7 emergency support
Is Single Trip cover right for me?
Yes, Single Trip travel insurance for seniors is a great option if you plan to go on a trip that is 30 days or less.
You have one planned trip
You're aged 84 or younger
Your trip is 30 days or less
Your residence and destinations are eligible
Single Trip cover may be available up to age 84 for one continuous eligible journey of up to 30 days. If you expect to take several trips during the year and you're aged 79 or younger, Annual Multi-Trip cover may be worth considering. Policy terms, limits, conditions, exclusions and excesses apply.
We provide senior travellers with cover for the unexpected moments that can disrupt a trip.
Travel plans can change quickly. Your travel insurance policy shouldn't. OGSure helps protect you against sudden and unforeseen problems before or during your journey.
Cancellation and curtailment
Emergency medical expenses abroad
Evacuation and repatriation
Baggage, cash and passports
Travel delay and missed departure
Personal accident cover
Cover for public liability
Cruise ship evacuation
Policy benefits
What your cover includes
Policy currency
Please note
These are the maximum benefit limits available under the selected policy currency. Cover remains subject to the full policy terms, conditions, excesses and exclusions.
Cover for one trip or several
OGSure offers both single-trip and annual multi-trip travel insurance, subject to eligibility.
Single-trip cover
Cover one continuous trip with fixed travel dates and destinations.
Annual multi-trip cover
Cover multiple eligible trips over 12 months with one policy, subject to age and trip-length limits.
Optional extras
Choose from optional extras to tailor your cover around the way you travel, from longer trips to selected adventure activities and higher cancellation protection.
Winter sports cover
Add cover for eligible skiing and winter sports, including equipment, ski passes and selected piste disruption.
Adventure sports
Extend cover to selected activities, including trekking, scuba diving, kayaking and mountain biking.
Extended trip duration
Increase the maximum length of individual trips on eligible annual multi-trip policies.
Increased cancellation cover
Increase your cancellation limit for eligible higher-value trips and non-refundable travel costs.
HELP WHEN IT MATTERS
Support if something serious happens abroad.
OGSure’s 24/7 Emergency Assistance Centre is available to support you with serious medical situations abroad.
Your medical history does not have to stop you travelling.
Having a pre-existing medical condition does not automatically prevent you from buying an OGSure policy.
You can still be covered for eligible sudden and unforeseen events that are unrelated to your existing condition, such as:
Claims arising directly or indirectly from a pre-existing medical condition are excluded, so it is important to understand how this may affect your cover before you buy.
Why choose OGSure?
With flexible cover, generous benefits and 24/7 emergency support, OGSure helps you travel with greater confidence, wherever your journey begins.
TRAVEL INSURANCE YOU CAN TRUST
Established experience. Trusted insurance backing.
OGSure is a trading style of Optimum Global, an established insurance business with more than 10 years of experience.
Optimum Global is authorised and regulated by the Financial Conduct Authority, and our travel insurance is supported by a robust insurance structure that includes reinsurance through Lloyd’s of London.
Founded in 1688, Lloyd’s is one of the world’s oldest and most respected insurance markets, known for its specialist expertise and financial strength. It currently holds AA− ratings from both S&P Global and Fitch Ratings.
So, when you arrange cover with OGSure, you can do so with confidence, knowing there is genuine insurance experience behind the brand and internationally recognised financial strength supporting your policy.
Frequently asked questions about Single Trip seniors travel insurance
Clear answers to common questions about covering one planned trip with OGSure.
What is Single Trip seniors travel insurance?
Single Trip travel insurance covers one continuous eligible journey with fixed travel dates and destinations.
It can be a straightforward option if you have one holiday, cruise, family visit, city break or escorted tour planned rather than several trips during the year.
Can seniors get Single Trip travel insurance?
Yes. OGSure Single Trip travel insurance may be available to eligible senior travellers up to age 84.
Your country of residence, destinations, travel dates and other policy requirements must also be eligible.
What is the maximum age for OGSure Single Trip travel insurance?
Eligible Single Trip cover may be available up to age 84.
Once you have reached age 85 at the start of the period of insurance, OGSure Single Trip cover is no longer available.
Can I get Single Trip travel insurance if I am over 70?
Yes. Eligible travellers in their 70s may still be able to buy OGSure Single Trip travel insurance.
Single Trip cover may remain available up to age 84.
Can I get Single Trip travel insurance if I am over 75?
Yes. Eligible travellers aged 76 to 84 may still be able to choose OGSure Single Trip cover.
The current Single Trip option covers one continuous journey of up to 30 days.
Can I get Single Trip travel insurance if I am over 80?
Yes. If you're aged 80 to 84, eligible Single Trip cover may still be available.
Annual Multi-Trip cover is no longer available once you have reached age 80, making Single Trip the available OGSure option for eligible travellers in this age group.
How long can an OGSure Single Trip last?
The current OGSure Single Trip option covers one continuous journey of up to 30 days.
Enter your complete departure and return dates when requesting a quote so the trip can be checked.
Can I get Single Trip travel insurance for a 30-day holiday?
Potentially, yes. The current Single Trip option allows an eligible journey of up to 30 days.
Your age, residence, destinations and other policy requirements must also be met.
Can Single Trip travel insurance cover several countries?
Potentially, yes. One Single Trip policy can cover an eligible continuous journey involving several destinations.
Enter the countries included in your journey when requesting a quote so the itinerary and geographical cover can be checked.
Does Single Trip mean I can only visit one destination?
No. Single Trip refers to one continuous insured journey, not necessarily one country.
Your trip may include several eligible destinations provided they are included when arranging your cover and the complete journey meets the policy requirements.
Is Single Trip or Annual Multi-Trip travel insurance better for seniors?
Single Trip cover is generally the simpler choice if you have one specific journey planned.
Annual Multi-Trip cover may be more convenient if you expect to take several eligible trips during the next 12 months and are within the annual age limits.
OGSure Annual Multi-Trip cover may be available up to age 79.
Is Single Trip travel insurance cheaper than Annual Multi-Trip cover?
Not necessarily.
The price depends on factors including your age, country of residence, destinations, travel dates, policy currency and any optional extras selected.
If you only have one trip planned, compare the available Single Trip option with Annual Multi-Trip cover based on how you actually expect to travel.
What does OGSure Single Trip travel insurance cover?
Depending on the policy and circumstances, cover can include cancellation and curtailment, emergency medical expenses abroad, evacuation and repatriation, baggage, cash and passport issues, travel delay, missed departure or connection, personal accident, public liability, catastrophe cover and cruise ship evacuation.
Terms, limits, conditions, exclusions and excesses apply.
Does Single Trip seniors travel insurance cover emergency medical treatment and repatriation?
Yes, subject to the policy terms and exclusions.
OGSure can provide up to £6.5 million or $8 million for eligible emergency medical and related expenses abroad, with medical evacuation and repatriation included within that limit.
Can I buy Single Trip cover if I have a pre-existing medical condition?
Yes. Having a pre-existing medical condition does not automatically prevent you from buying an OGSure policy.
However, claims arising directly or indirectly from a pre-existing medical condition are excluded.
What may still be covered if I have a pre-existing medical condition?
Other policy benefits may still apply when the event and claim are unrelated to your pre-existing medical condition.
This could include an eligible new and unrelated illness or injury, baggage loss or theft, travel delay, missed departure, public liability or cancellation for an unrelated covered reason.
Do I need a medical screening to buy OGSure Single Trip travel insurance?
OGSure does not use a full medical screening process in its standard online quote journey.
If you make a claim, medical information may be requested to determine whether the claim is connected to a pre-existing medical condition.
If your health changes before you travel, contact OGSure before departure so it can confirm whether cover can continue.
Does OGSure Single Trip travel insurance cover cruises?
Yes. OGSure includes Cruise Ship Evacuation, subject to the policy terms, limits and exclusions.
Other eligible benefits such as cancellation, emergency medical expenses abroad, evacuation and repatriation, baggage and travel disruption can also apply during an insured cruise holiday.
Can I add winter sports or adventure sports cover to a Single Trip policy?
Potentially, yes.
Optional Winter Sports Cover can be added to eligible policies for selected winter activities. An Adventure Sports upgrade can extend cover to selected activities such as higher-altitude trekking, mountain biking, kayaking and deeper scuba diving.
Always check that your exact planned activities meet the policy requirements.
Does Single Trip travel insurance cover cancellation before I leave?
Yes, subject to the policy terms and exclusions.
For Single Trip policies, cancellation cover begins when the insurance is taken out and continues until the insured trip begins.
Known or foreseeable circumstances and other policy exclusions are not covered.
When should I buy Single Trip travel insurance?
It usually makes sense to arrange your policy soon after booking your trip.
Because eligible cancellation cover can begin when your Single Trip insurance is taken out, buying earlier may provide protection against covered cancellation events that happen before departure.
Can I buy OGSure Single Trip travel insurance if I live outside the UK?
Potentially, yes. OGSure can cover eligible residents of many countries, and your journey does not necessarily have to begin in the UK.
Your usual country of residence is generally the country where you normally live or work for more than three consecutive months. Your residence and destinations must be eligible.
Can Single Trip seniors travel insurance cover the USA or Canada?
Potentially, yes.
Cover for the USA, Canada and other destinations depends on your country of residence, the geographical area selected and the policy exclusions.
Enter the countries included in your journey when requesting a quote.
What should I do in a medical emergency during my Single Trip?
Get urgent local medical help first, then contact OGSure's 24/7 Emergency Assistance Centre as soon as possible.
You must contact the assistance team for inpatient treatment, hospitalisation, MRI or CT scans, medical evacuation or repatriation.
If you're physically unable to make contact immediately, you or someone acting for you must do so within 48 hours.
How much does Single Trip seniors travel insurance cost?
The price depends on factors including the travellers' ages, country of residence, destinations, travel dates, policy currency and any optional extras selected.
The quickest way to see the current price and available cover for your journey is to complete an online quote.
Is OGSure Single Trip travel insurance private medical insurance?
No. OGSure is travel insurance designed to cover eligible sudden and unforeseen events before or during an insured journey.
It is not private medical insurance and is not intended to cover routine treatment, planned medical care or claims arising from pre-existing medical conditions.
You may also like
Seniors winter sports travel insurance
Annual Seniors Travel Insurance
Ready to get a quote?
If you are looking for single-trip seniors travel insurance, OGSure gives you a quick and easy way to check whether single-trip cover fits the journey you have planned.
CONTACT
Optimum Global Limited (OGSure), 4th Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, UK
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Copyright 2026 OGSure. All rights reserved.
OGSure is a trading style of Optimum Global Limited, which is authorised and regulated by the Financial Conduct Authority. Optimum Global Limited’s Firm Reference Number is 453654, you can check these details at https://register.fca.org.uk or by calling the Financial Conduct Authority on 0800 111 6768. Registered address: Optimum Global Limited, 4th Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, UK. Optimum Global Limited is registered in England and Wales. Company Registration number 05347793.