Travel insurance for over 80s
If you are looking for travel insurance for over 80s, OGSure gives you a quick and easy way to check your options before you travel.
Introducing our travel Insurance for Over 80s.
Travel should still feel possible in your 80s. OGSure helps eligible travellers aged up to 84 check their single-trip travel insurance options quickly, clearly and without unnecessary faff.
Whether you are planning a cruise, a family visit, a city break or a longer holiday, you can get a quote online and see whether cover is available for your trip.
Over 80 travel insurance at a glance
OGSure may be suitable if you are aged 80 to 84 and need cover for one trip.
Cover feature | OGSure senior travel insurance |
|---|---|
Single-trip age limit: | Up to age 84 |
Annual multi-trip age limit: | Not available from age 80 |
Single-trip length: | Up to 30 days |
Useful for: | Holidays, cruises, escorted tours and family visits |
Support: | 24/7 emergency assistance |
Cover for holidays, cruises and family visits
OGSure is designed for real-world travel: cruises, escorted tours, holidays abroad, family visits and the trips you have been looking forward to.
Depending on your policy, cover can include:
- cancellation and cutting short your trip
- sudden and unforeseen medical emergencies abroad
- medical evacuation and repatriation
- baggage, cash and passport issues
- travel delay, missed departure or abandonment
- personal accident and public liability
- cruise ship evacuation, subject to the policy wording
It is important to know that this is travel insurance, not private medical insurance. It is designed for sudden and unforeseen events during your trip.
See What We Cover for more details.
Single-trip cover for over 80s
For most travellers over 80, we keep it simple with single-trip cover.
If you are planning one holiday, one cruise, one family visit, or one family trip you have been looking forward to, single-trip cover is usually the place to start.
That makes our policy a strong fit for travellers who want:
- straightforward cover for one trip
- reassurance around senior and family travel
- a clear answer on age eligibility before you buy
Cruises, holidays, and senior or family travel
Many over 80s are not looking for backpacking cover or high-drama adventure insurance.
They are looking for sensible, dependable protection for:
- cruises
- escorted holidays
- city breaks
- family visits
- longer senior trips
OGSure is designed for that kind of travel.
Our travel insurance also includes cruise ship evacuation cover, subject to the wording and exclusions, which can be especially relevant for cruise travellers comparing policies carefully.
You may also want to visit:
Important: pre-existing medical conditions
You can still buy OGSure if you have a pre-existing medical condition, but claims arising directly or indirectly from that condition are excluded.
This includes conditions where treatment, medication, advice or diagnosis has been received in the past five years, as well as known or foreseeable conditions.
Please check this carefully before buying, especially if your travel plans depend on your health or the health of someone close to you.
For a plain-English explanation, visit our Pre-Existing Medical Conditions page.Where can over 80s travel with OGSure?
That depends on two things:
- your country of residence
- your destination
Your country of residence is usually the country where you normally live or work for more than three consecutive months.
Your destination also matters because cover works within geographical limits and policy terms.
To check both, use our Where We Cover page.
Emergency support while you travel
If you have a serious medical emergency abroad, 24/7 emergency assistance is available.
For inpatient treatment, MRI or CT scans, medical evacuation or repatriation, the emergency assistance team must be contacted as soon as possible. In many hospitalisation cases, direct payment can often be arranged locally.
Your emergency contact details will also be shown on your policy documents.
Useful pages to keep handy:
Why choose OGSure?
Travel insurance for over 80s should be easy to understand before you buy.
OGSure gives you:
- clear age eligibility
- online quotes
- straightforward single-trip cover
- useful support pages
- cover for cruises and holidays, subject to the wording
- plain-English explanations of what is and is not covered
Check your options online and get a quote before you travel.
Learn more about us and our Lloyd's backing.
Frequently asked questions
Can I get travel insurance if I am over 80?
Yes, eligible single-trip cover may be available if you are aged 80 to 84.
Can I buy annual travel insurance if I am over 80?
No. Annual multi-trip cover is not available once you have reached age 80 at the start of the period of insurance.
What is the maximum trip length for over 80s?
Travellers over 75 have a maximum trip length of 60 days.
Are pre-existing medical conditions covered?
Pre-existing medical conditions are excluded.
Does OGSure cover cruises?
Yes, OGSure includes cruise ship evacuation cover, subject to the policy wording and exclusions.
Where can I check if my destination is covered?
Use our Where We Cover page or get a quote online to check your country of residence and destination.
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CONTACT
Optimum Global Limited (OGSure), 4th Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, UK
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OGSure is a trading style of Optimum Global Limited, which is authorised and regulated by the Financial Conduct Authority. Optimum Global Limited’s Firm Reference Number is 453654, you can check these details at https://register.fca.org.uk or by calling the Financial Conduct Authority on 0800 111 6768. Registered address: Optimum Global Limited, 4th Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, UK. Optimum Global Limited is registered in England and Wales. Company Registration number 05347793.