90-day seniors travel insurance
If you are looking for 90-day seniors travel insurance, OGSure gives you a clearer, more straightforward way to check whether our cover fits the length of trip you have planned.
Get 90-day travel insurance for seniors today.
If you are planning a longer holiday, an extended family visit, a cruise with extra time on land, or a winter break that stretches beyond the usual week or two, trip length matters.
OGSure can suit some 90-day senior trips, but the rules are important.
The maximum duration of any trip is 90 days, while travellers over 75 have a maximum trip length of 60 days.
That means this policy may be a good fit if you are looking for:
- 90 day travel insurance for over 65 or
- 90 day travel insurance for over 70s.
It is less likely to be the right fit if you need 90 days of cover and are already over 75.
90-day seniors travel insurance at a glance
If you want the key details first, here is a simple overview of how OGSure 90-day seniors travel insurance works:
- Maximum trip length: up to 90 days
- Over 75s: maximum trip length is 60 days
- 90-day cover: may suit some travellers over 65 and over 70
- 60-day cover: may suit travellers over 75
- Includes: cancellation, medical expenses abroad, evacuation and repatriation, baggage, delays, and cruise ship evacuation
- Pre-existing medical conditions: excluded
- Important: you must insure the full number of days making up your planned trip
If that sounds like the sort of cover you need, keep reading for more on age limits, trip lengths, cruises, pre-existing conditions, and emergency support.
What does 90-day seniors travel insurance cover?
Depending on your policy, OGSure can include cover for:
- cancellation and curtailment
- emergency medical and related expenses incurred abroad
- evacuation and repatriation
- baggage, cash, and passport issues
- travel delay, missed departure, or abandonment
- personal accident
- public liability
- hijack
- catastrophe cover
- cruise ship evacuation
- optional winter sports cover, if added
This is travel insurance designed for sudden and unforeseen events during your trip. It is not private medical insurance.
If you want the full list of benefits and limits, visit our What We Cover page.Is 90-day travel insurance for over 65 and over 70s available?
Yes, for many travellers it is.
90 day travel insurance for over 65
If you are over 65 and planning one longer trip, OGSure may be a practical option because the policy allows trips of up to 90 days.
That can work well for an extended holiday, a longer family visit, or a winter break abroad.
90 day travel insurance for over 70s
If you are over 70 and under 76, OGSure may still suit a longer trip of up to 90 days, provided the rest of the policy fits your needs.
So for genuine 90 day travel insurance for over 70s, there is a real fit here.
60 day travel insurance over 70
If you are over 70 but under 76, you may still be able to cover trips longer than 60 days, up to 90 days.
Once you are over 75, the maximum trip length becomes 60 days.
60 day travel insurance over 75
If you are over 75, OGSure limits trips to a maximum of 60 days.
That means the policy may still work well for a longer senior trip, but not for a full 90-day stay.
Cruises, extended holidays, and family travel
Senior travel is not one thing.
Some people want a slow winter sun break. Others want extra time with family, a cruise plus time on land, or one properly long trip they have been threatening to book for years.
OGSure can make sense for those plans where the trip still falls within the policy limits.
The summary of benefits also includes cruise ship evacuation cover, subject to the wording.
You may also want to visit:
Pre-existing medical conditions and 90-day seniors travel insurance
This matters even more on a longer trip.
Claims arising from pre-existing medical conditions are excluded.
We use a broad definition, including treatment, medication, advice, or diagnosis in the previous five years, and known or foreseeable conditions.
That means it is important to read the policy carefully before buying, especially if you are travelling for longer and want confidence around medical cover.
For a plain-English explanation, visit our Pre-Existing Medical Conditions page.Where can you travel with 90-day seniors travel insurance?
That depends on your country of residence, your destination, and the geographical area selected on your policy.
Your country of residence is generally the country where you normally live or work for more than three consecutive months, and your trip must fall within the policy’s geographical limits.
To check both, use our Where We Cover page.What happens if something goes wrong on a longer trip?
If you have a serious medical emergency abroad, OGSure provides 24/7 emergency assistance.
The policy wording says you must contact the emergency assistance centre if you need inpatient treatment, MRI or CT scans, medical evacuation, or repatriation.
In many hospitalisation cases, direct payment can often be arranged locally.
If you need help before, during, or after your trip, these pages are worth keeping handy:
Why choose OGSure for 90-day seniors travel insurance?
There are plenty of 90-day seniors travel insurance companies online. What matters is whether the product feels clear, credible, and honest about its limits.
OGSure is designed to make senior travel insurance easier to understand by focusing on:
- clear trip-length rules
- a possible fit for 90-day trips for over 65s and many over 70s
- a clear warning that over 75s are limited to 60 days
- support pages written in plain English
- a useful fit for cruises, extended holidays, and longer family visits
- easier access to help when something goes wrong
In short, we are building OGSure to feel more reassuring and less cluttered than the usual travel insurance experience.
Learn more about us and our Lloyd's backing.
Frequently asked questions
What is 90-day seniors travel insurance?
It is travel insurance designed for a longer trip of up to 90 days. With OGSure, the maximum duration of any trip is 90 days, although travellers over 75 are limited to 60 days.
Can I get 90 day travel insurance for over 65?
Yes. OGSure may suit some 90-day trips for travellers over 65 because the policy allows trips of up to 90 days.
Can I get 90 day travel insurance for over 70s?
Yes. If you are over 70 and under 76, OGSure may still suit a 90-day trip, subject to the policy terms.
Can I get 60 day travel insurance over 70?
Possibly. If you are over 70 but under 76, OGSure may cover trips longer than 60 days, up to 90 days. If you are over 75, the maximum trip length is 60 days.
Can I get 60 day travel insurance over 75?
Yes, potentially. OGSure may suit a 60-day trip if you are over 75, because that is the maximum trip length for travellers in that age group.
Do I need to insure the full number of days?
Yes. You must buy cover for the full number of days making up your planned trip. If your trip is longer than the number of days insured, no cover applies for that trip.
Are pre-existing medical conditions covered?
Pre-existing medical conditions are excluded.
Do you cover cruises?
The summary of benefits includes cruise ship evacuation cover, subject to the policy wording.
What should I do in a medical emergency abroad?
You must contact the emergency assistance centre if you need inpatient treatment, MRI or CT scans, medical evacuation, or repatriation.
Ready to get a quote?
If you are looking for annual seniors travel insurance, OGSure gives you a clearer, more straightforward way to check whether annual cover fits the trips you have planned.
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OGSure is a trading style of Optimum Global Limited, which is authorised and regulated by the Financial Conduct Authority. Optimum Global Limited’s Firm Reference Number is 453654, you can check these details at https://register.fca.org.uk or by calling the Financial Conduct Authority on 0800 111 6768. Registered address: Optimum Global Limited, 4th Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, UK. Optimum Global Limited is registered in England and Wales. Company Registration number 05347793.