Over 70 travel insurance
If you are looking for over 70 travel insurance, OGSure gives you a quick and easy way to check your options before you travel.
Introducing our travel insurance for over 70s.
Travel insurance in your 70s should be easy to understand before you buy.
OGSure helps eligible travellers over 70 check their single-trip and annual multi-trip travel insurance options online, with clear cover information for holidays, cruises, city breaks and family visits.
Travel insurance for over 70s at a glance
If you are in your 70s, OGSure may offer both single-trip and annual multi-trip cover, depending on your age, destination, trip length and policy terms.
Key points:
- Single-trip cover may be available up to age 84
- Annual multi-trip cover may be available up to age 79
- Single-trip cover is available for trips of up to 30 days
- Annual trips can be up to 90 days, or 60 days if you are over 75
- Cover can include cancellation, emergency medical expenses abroad, evacuation, repatriation, baggage, delays and cruise ship evacuation
- Pre-existing medical conditions are excluded
- Optional winter sports cover may be available if added to your policy
This page is only a guide. Please read the policy wording before you buy.
What does OGSure over 70 travel insurance cover?
OGSure is designed for the way many people actually travel in their 70s: holidays, cruises, escorted tours, city breaks, family visits and longer breaks.
Depending on your policy, cover can include:
- cancellation and cutting short your trip
- sudden and unforeseen medical emergencies abroad
- medical evacuation and repatriation
- baggage, cash and passport issues
- travel delay, missed departure or abandonment
- personal accident and public liability
- cruise ship evacuation, subject to the policy wording
- optional winter sports cover, if added
This is travel insurance, not private medical insurance. It is designed for sudden and unforeseen events during your trip.
If you want the full list of benefits and limits, visit our What We Cover page.Single-trip and annual cover for travellers over 70
Not every traveller needs the same type of policy.
If you are planning one holiday, cruise or family visit, single-trip cover may be the simplest option.
If you expect to travel more than once during the year, annual multi-trip cover may be more convenient, provided you are within the age limit and each trip meets the policy terms.
OGSure makes it easy to check your options online before you buy.
Cruises, holidays, and senior travel
Over 70 travel is not one thing.
Some people want a week in the sun. Others want a cruise, a city break, a family visit, or a longer trip they have finally made time for.
OGSure is designed to support that reality.
Our policy includes cruise ship evacuation cover, subject to the policy wording, and can work well for senior or family travel where you want clearer cover and easier support if something goes wrong.
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Pre-existing medical conditions and over 70 travel insurance
This is one of the biggest questions people have about travel insurance over 70, and rightly so.
You can still buy OGSure if you have a pre-existing medical condition, but claims arising directly or indirectly from a pre-existing medical condition are excluded.
The definition is broad and includes treatment, medication, advice, or diagnosis in the previous five years, as well as known or foreseeable conditions.
That means OGSure can still be useful for many travellers, but it is important to understand what is and is not covered before you buy.
For a plain-English explanation, visit our Pre-Existing Medical Conditions page.Where can over 70s travel with OGSure?
That depends on two things:
- your country of residence
- your destination
Your country of residence is usually the country where you normally live or work for more than three consecutive months.
Your destination also matters, because travel insurance is arranged within geographical limits and policy terms.
To check both, use our Where We Cover page.What happens if something goes wrong?
If you have a serious medical emergency abroad, OGSure provides 24/7 emergency assistance.
In serious cases involving hospitalisation, inpatient treatment, MRI or CT scans, medical evacuation, or repatriation, the emergency assistance team must be contacted as soon as possible.
In many hospitalisation cases, direct payment can often be arranged locally.
If you need help before, during, or after your trip, these pages are worth keeping handy:
Why choose OGSure?
Travel insurance can be cluttered, confusing and full of tiny print with big consequences.
OGSure keeps things clearer by focusing on:
- straightforward online quotes
- clear age eligibility
- single-trip and annual options for many travellers in their 70s
- cover for holidays, cruises and family visits
- practical support pages before and after you buy
- clear explanations of what is and is not covered
Check your options online and get a quote before you travel.
Frequently asked questions
Can I get travel insurance if I am over 70?
Yes. OGSure may offer eligible single-trip cover up to age 84 and annual multi-trip cover up to age 79.
Is annual travel insurance available for over 70s?
Yes. Annual multi-trip cover may be available for eligible travellers up to age 79. Once you have reached age 80, annual multi-trip cover is not available.
What is the maximum trip length?
Single-trip cover is available for trips of up to 30 days. Annual trips can be up to 90 days, or 60 days if you are over 75.
Does OGSure cover cruises?
Yes. OGSure includes cruise ship evacuation cover, subject to the policy wording, limits and exclusions.
Are pre-existing medical conditions covered?
Pre-existing medical conditions are excluded unless specifically accepted in writing.
What should I do in a medical emergency abroad?
If you need inpatient treatment, MRI or CT scans, medical evacuation or repatriation, you must contact the emergency assistance team as soon as possible.
Is this page the full policy wording?
No. This page is only a guide. You should always read the full policy wording before buying travel insurance.
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OGSure is a trading style of Optimum Global Limited, which is authorised and regulated by the Financial Conduct Authority. Optimum Global Limited’s Firm Reference Number is 453654, you can check these details at https://register.fca.org.uk or by calling the Financial Conduct Authority on 0800 111 6768. Registered address: Optimum Global Limited, 4th Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, UK. Optimum Global Limited is registered in England and Wales. Company Registration number 05347793.