“Very friendly and responsive to my many many questions and extremely helpful!! Great experience!”
Travel insurance for over 80s
Aged 80 to 84? OGSure provides Single Trip travel insurance for holidays, cruises and family visits worldwide.
Customer reviews
Shared on Trustpilot
“It was so easy to get a quote for our trip to Mauritius.”
“I needed to make a change to my policy and the team was quick to help. Thanks!”
“This was such an effortless experience! Great peace of mind. Thank you so much for answering all my questions!”
“Great experience with the customer service team. They answered my many questions very professionally.”
“Good help when I bought the policy and they seem very responsive.”
“Getting my insurance policy was quick and easy. Simple online interface. No hassles.”
“Affordable with great benefits. Didn't need to claim.”
“We got a policy for our cruise. Had the best price out of all the quotes we looked at.”
Up to age 84
High medical limits
24/7 emergency support
Can OGSure cover me if I'm over 80?
Yes. If you're aged 80 to 84, you may be eligible for OGSure Single Trip travel insurance.
You're aged 80–84
You need Single Trip cover
Your trip is 30 days or less
Your residence and destination are eligible
Annual Multi-Trip cover is not available from age 80. Eligibility, policy terms, limits, conditions, exclusions and excesses apply.
We provide senior travellers with cover for the unexpected moments that can disrupt a trip.
Travel plans can change quickly. Your travel insurance policy shouldn't. OGSure helps protect you against sudden and unforeseen problems before or during your journey.
Cancellation and curtailment
Emergency medical expenses abroad
Evacuation and repatriation
Baggage, cash and passports
Travel delay and missed departure
Personal accident cover
Cover for public liability
Cruise ship evacuation
Policy benefits
What your cover includes
Policy currency
Please note
These are the maximum benefit limits available under the selected policy currency. Cover remains subject to the full policy terms, conditions, excesses and exclusions.
Optional extras
Choose from optional extras to tailor your cover around the way you travel, from longer trips to selected adventure activities and higher cancellation protection.
Winter sports cover
Add cover for eligible skiing and winter sports, including equipment, ski passes and selected piste disruption.
Adventure sports
Extend cover to selected activities, including trekking, scuba diving, kayaking and mountain biking.
Extended trip duration
Increase the maximum length of individual trips on eligible annual multi-trip policies.
Increased cancellation cover
Increase your cancellation limit for eligible higher-value trips and non-refundable travel costs.
HELP WHEN IT MATTERS
Support if something serious happens abroad.
OGSure’s 24/7 Emergency Assistance Centre is available to support you with serious medical situations abroad.
Your medical history does not have to stop you travelling.
Having a pre-existing medical condition does not automatically prevent you from buying an OGSure policy.
You can still be covered for eligible sudden and unforeseen events that are unrelated to your existing condition, such as:
Claims arising directly or indirectly from a pre-existing medical condition are excluded, so it is important to understand how this may affect your cover before you buy.
Why choose OGSure?
With flexible cover, generous benefits and 24/7 emergency support, OGSure helps you travel with greater confidence, wherever your journey begins.
TRAVEL INSURANCE YOU CAN TRUST
Established experience. Trusted insurance backing.
OGSure is a trading style of Optimum Global, an established insurance business with more than 10 years of experience.
Optimum Global is authorised and regulated by the Financial Conduct Authority, and our travel insurance is supported by a robust insurance structure that includes reinsurance through Lloyd’s of London.
Founded in 1688, Lloyd’s is one of the world’s oldest and most respected insurance markets, known for its specialist expertise and financial strength. It currently holds AA− ratings from both S&P Global and Fitch Ratings.
So, when you arrange cover with OGSure, you can do so with confidence, knowing there is genuine insurance experience behind the brand and internationally recognised financial strength supporting your policy.
Frequently asked questions about travel insurance for over 80s
Clear answers to the questions travellers commonly ask when looking for travel insurance in their 80s.
Can I get travel insurance if I am over 80?
Yes. If you are aged 80 to 84, eligible OGSure Single Trip travel insurance may still be available.
Your country of residence, destination, travel dates and other policy requirements will also need to meet the eligibility rules.
What is the maximum age for OGSure travel insurance?
OGSure can offer eligible Single Trip cover up to age 84.
You must be under 85 when the period of insurance begins. Once you have reached age 85, OGSure Single Trip cover is no longer available.
Can I get travel insurance at age 84?
Yes. Eligible travellers aged 84 may still be able to buy OGSure Single Trip travel insurance, provided the trip and traveller meet the other policy requirements.
Cover is not available once you have reached age 85 at the start of the period of insurance.
Can I get annual travel insurance if I am over 80?
No. OGSure Annual Multi-Trip cover is not available once you have reached age 80.
If you are aged 80 to 84, Single Trip cover is the available option for an eligible journey.
How long can I travel for if I am over 80?
The current OGSure Single Trip option covers one continuous journey of up to 30 days.
Enter your full travel dates when requesting a quote so the system can confirm whether your trip is eligible.
What does OGSure travel insurance for over 80s cover?
Depending on the policy and circumstances, cover can include cancellation and curtailment, emergency medical expenses abroad, evacuation and repatriation, baggage, cash and passport issues, travel delay, missed departure, personal accident, public liability and cruise ship evacuation.
Terms, limits, conditions, exclusions and excesses apply.
Does travel insurance for over 80s cover emergency medical treatment abroad?
Yes, subject to the policy terms and exclusions.
OGSure can provide up to £6.5 million or $8 million for eligible emergency medical and related expenses abroad, with medical evacuation and repatriation included within that limit.
Does travel insurance for over 80s include repatriation?
Yes. Eligible medical evacuation and repatriation can be covered when medically necessary and arranged or approved by the Emergency Assistance Centre.
You should contact the emergency assistance team as soon as possible if evacuation or repatriation may be required.
Can I buy OGSure if I have a pre-existing medical condition?
Yes. Having a pre-existing medical condition does not automatically prevent you from buying an OGSure policy.
However, claims arising directly or indirectly from a pre-existing medical condition are excluded, so it is important to understand this before buying.
What may still be covered if I have a pre-existing medical condition?
Other policy benefits may still apply when the event and claim are unrelated to your pre-existing medical condition.
This could include an eligible new and unrelated illness or injury, baggage loss or theft, travel delay, missed departure, public liability or cancellation for an unrelated covered reason.
Do I need a medical screening to buy OGSure travel insurance over 80?
OGSure does not use a full medical screening process in its standard online quote journey.
If you make a claim, medical information may be requested to determine whether the claim is connected to a pre-existing medical condition.
If your health changes before you travel, you should contact OGSure before departure so it can confirm whether cover can continue.
Does OGSure travel insurance for over 80s cover cruises?
Yes. OGSure includes Cruise Ship Evacuation, subject to the policy terms, limits and exclusions.
The policy can also include eligible cover for cancellation, emergency medical expenses abroad, evacuation and repatriation, baggage and travel disruption during a cruise holiday.
Can travellers over 80 add winter sports cover?
Potentially, yes. Winter Sports Cover is available as an optional extra on eligible policies when the additional premium is paid.
It can include selected skiing and snowboarding activities, winter sports equipment, ski passes, piste closure and certain avalanche or landslide costs. Always check that your planned activities meet the policy conditions before travelling.
Does travel insurance for over 80s cover cancellation or cutting a trip short?
Yes. OGSure can cover eligible cancellation and curtailment caused by specified sudden and unforeseen events.
Claims linked to a pre-existing medical condition, known or foreseeable circumstances, or simply deciding that you no longer want to travel are not covered.
Can I buy OGSure travel insurance if I live outside the UK?
Potentially, yes. OGSure can cover eligible residents of many countries, and your trip does not necessarily have to begin in the UK.
Your usual country of residence is generally the country where you normally live or work for more than three consecutive months. Your country of residence and destination must both be eligible.
Can over-80s get travel insurance for the USA or Canada?
Potentially, yes. Cover for the USA, Canada and other destinations depends on your country of residence, the geographical area selected and the policy exclusions.
For a Single Trip quote, enter the countries included in your journey so your itinerary can be checked.
Can I visit several countries on one Single Trip policy?
Potentially, yes. A Single Trip policy can cover an eligible journey involving more than one destination, provided the countries and complete trip meet the policy requirements.
Enter the destinations included in your journey when requesting a quote.
What should I do in a medical emergency abroad?
Get urgent local medical help first, then contact the 24/7 Emergency Assistance Centre as soon as possible.
You must contact the assistance team if you require inpatient treatment, hospitalisation, MRI or CT scans, medical evacuation or repatriation.
If you are physically unable to contact the assistance team immediately, you or someone acting for you should make contact as soon as possible.
Is OGSure travel insurance the same as private medical insurance?
No. OGSure is travel insurance designed to cover eligible sudden and unforeseen events during an insured trip.
It is not private medical insurance and is not intended to cover routine treatment, planned medical care or claims arising from pre-existing medical conditions.
How much does travel insurance for over 80s cost?
The price depends on factors including your age, country of residence, destination, travel dates, policy currency and any optional extras selected.
The quickest way to see the current price and available cover for your trip is to complete an online quote.
When should I buy travel insurance for an over-80 traveller?
It usually makes sense to arrange travel insurance soon after booking your trip.
For Single Trip policies, cancellation cover begins when the insurance is taken out, so buying cover earlier can give you protection for eligible cancellation events that happen before departure.
You may also like
Annual Seniors Travel Insurance
Single-Trip Seniors Travel Insurance
Cruise Travel Insurance for Seniors
Ready to get a quote?
If you are looking for travel insurance for over 80s, OGSure gives you a clearer, more straightforward way to check your options before you travel.
CONTACT
Optimum Global Limited (OGSure), 4th Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, UK
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OGSure is a trading style of Optimum Global Limited, which is authorised and regulated by the Financial Conduct Authority. Optimum Global Limited’s Firm Reference Number is 453654, you can check these details at https://register.fca.org.uk or by calling the Financial Conduct Authority on 0800 111 6768. Registered address: Optimum Global Limited, 4th Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, UK. Optimum Global Limited is registered in England and Wales. Company Registration number 05347793.