Does travel insurance cover delayed luggage?

It may cover delayed luggage if your bag is delayed for long enough under the policy and you keep receipts for reasonable emergency purchases.

Does travel insurance cover stolen bags?

It can, provided you took reasonable care of your belongings and reported the theft properly, usually with written evidence.

Usually, yes. If your luggage is stolen, report it to the police or relevant authority as soon as possible and ask for written confirmation.

Receipts or other proof of ownership are often important. They help show what you owned and what the items were worth.

If the airline lost, delayed or damaged your checked baggage, you should usually report it to the airline first and keep written evidence.

Not always. Valuables may have separate limits or exclusions, and some items may need to stay with you to be covered.

OGSure includes cover for personal luggage, cash and passport, subject to the policy wording, eligibility, limits, excesses and exclusions.

Travel insurance can cover lost luggage if baggage cover is included and the loss meets the policy terms, limits and conditions.