“Very friendly and responsive to my many many questions and extremely helpful!! Great experience!”
Travel insurance for UAE residents
Live in the United Arab Emirates? Get travel insurance for holidays, cruises and international trips with OGSure’s anywhere-to-anywhere cover.
Customer reviews
Shared on Trustpilot
“It was so easy to get a quote for our trip to Mauritius.”
“I needed to make a change to my policy and the team was quick to help. Thanks!”
“This was such an effortless experience! Great peace of mind. Thank you so much for answering all my questions!”
“Great experience with the customer service team. They answered my many questions very professionally.”
“Good help when I bought the policy and they seem very responsive.”
“Getting my insurance policy was quick and easy. Simple online interface. No hassles.”
“Affordable with great benefits. Didn't need to claim.”
“We got a policy for our cruise. Had the best price out of all the quotes we looked at.”
We provide UAE residents with cover for the unexpected moments that can disrupt a trip.
Travel plans can change quickly. Your travel insurance policy shouldn't. OGSure helps protect you against sudden and unforeseen problems before or during your journey.
Cancellation and curtailment
Emergency medical expenses abroad
Evacuation and repatriation
Baggage, cash and passports
Travel delay and missed departure
Personal accident cover
Cover for public liability
Cruise ship evacuation
Policy benefits
What your cover includes
Policy currency
Please note
These are the maximum benefit limits available under the selected policy currency. Cover remains subject to the full policy terms, conditions, excesses and exclusions.
Why choose OGSure?
With flexible cover, generous benefits and 24/7 emergency support, OGSure helps you travel with greater confidence, wherever your journey begins.
TRAVEL INSURANCE YOU CAN TRUST
Established experience. Trusted insurance backing.
OGSure is a trading style of Optimum Global, an established insurance business with more than 10 years of experience.
Optimum Global is authorised and regulated by the Financial Conduct Authority, and our travel insurance is supported by a robust insurance structure that includes reinsurance through Lloyd’s of London.
Founded in 1688, Lloyd’s is one of the world’s oldest and most respected insurance markets, known for its specialist expertise and financial strength. It currently holds AA− ratings from both S&P Global and Fitch Ratings.
So, when you arrange cover with OGSure, you can do so with confidence, knowing there is genuine insurance experience behind the brand and internationally recognised financial strength supporting your policy.
Travel insurance for UAE residents and expats
You do not need to be an Emirati citizen to request an OGSure quote.
Eligibility is based mainly on your usual country of residence, so expatriates who normally live or work in the UAE for more than three consecutive months may select the UAE as their residence.
OGSure can provide cover for travel to most destinations worldwide, whether you are taking a holiday, visiting family, joining a cruise or planning a longer journey. Enter every country you intend to visit or travel through when requesting your quote.
Your nationality and country of residence may be different.
When visiting your country of nationality, select the UAE as your residence and the country you are travelling to as your destination. Policy terms, destination exclusions and regulatory restrictions apply.
HELP WHEN IT MATTERS
Support if something serious happens abroad.
OGSure’s 24/7 Emergency Assistance Centre is available to support you with serious medical situations abroad.
Cover for one trip or several
OGSure offers both single-trip and annual multi-trip travel insurance, subject to eligibility.
Single-trip cover
Cover one continuous trip with fixed travel dates and destinations.
Annual multi-trip cover
Cover multiple eligible trips over 12 months with one policy, subject to age and trip-length limits.
Optional extras
Choose from optional extras to tailor your cover around the way you travel, from longer trips to selected adventure activities and higher cancellation protection.
Winter sports cover
Add cover for eligible skiing and winter sports, including equipment, ski passes and selected piste disruption.
Adventure sports
Extend cover to selected activities, including trekking, scuba diving, kayaking and mountain biking.
Extended trip duration
Increase the maximum length of individual trips on eligible annual multi-trip policies.
Increased cancellation cover
Increase your cancellation limit for eligible higher-value trips and non-refundable travel costs.
What OGSure does not cover
OGSure is travel insurance for sudden and unforeseen events. It is not designed to cover everything that might go wrong.
For example, cover may not apply for:
- claims linked directly or indirectly to pre-existing medical conditions
- trips longer than the duration shown on your policy
- events that were known or foreseeable before you bought cover
- activities or sports that are not covered by the policy
- travel to excluded destinations
- costs you cannot evidence with the required documents
- situations excluded by the policy wording
This is only a summary. Always read the policy wording before you buy.
Frequently asked questions
Can I buy OGSure travel insurance if I live in the UAE?
OGSure can provide quotes to eligible residents of the United Arab Emirates.
Availability depends on your country of residence, age, destinations, travel dates, trip duration and the applicable policy terms.
Is this insurance for UAE residents or people visiting the UAE?
This page is intended for people who normally live in the UAE and are travelling elsewhere.
Visitors travelling to Dubai, Abu Dhabi or another part of the UAE should select their actual home country as their country of residence.
Do I need to be an Emirati citizen?
No.
Eligibility is primarily based on where you normally live or work, rather than your citizenship.
The UAE should generally be the country where you have lived or worked for more than three consecutive months and the place to which you would return as your main home.
Can expatriates living in Dubai or Abu Dhabi buy OGSure?
Eligible expatriates who normally live in the UAE may request a quote using the United Arab Emirates as their country of residence.
Your nationality does not necessarily have to match your country of residence.
What does anywhere-to-anywhere travel insurance mean?
It means your journey does not need to begin in the United Kingdom.
Eligible UAE residents can arrange cover from the UAE for travel to most destinations worldwide, subject to the selected geographical area and policy terms.
Can I use OGSure when visiting my country of nationality?
Potentially, yes.
Where the UAE is your usual country of residence, enter the country you are visiting as your destination, even if you are a citizen of that country.
Your trip must still meet all policy eligibility requirements.
Can I travel to Europe with OGSure?
Eligible UAE residents can request cover for trips to European destinations.
Enter every country included in your itinerary so that the appropriate geographical area can be applied.
Can I use OGSure when applying for a Schengen visa?
OGSure may provide travel insurance for eligible journeys to European destinations.
However, visa requirements are set by the embassy, consulate or issuing authority and may vary. Before purchasing, compare the policy certificate and wording with the requirements applying to your visa application.
OGSure cannot guarantee that a policy will be accepted for a particular visa.
Can I travel to the UK?
The United Kingdom may be covered where it falls within the geographical area selected for your policy.
Enter the UK as a destination when requesting your quote.
Can I travel to the USA or Canada?
Cover may be available under the appropriate worldwide geographical area.
You must include the USA or Canada when entering your destinations because North American travel may affect the geographical area and premium applied.
Does my UAE health insurance replace travel insurance?
Your local medical insurance and travel insurance may provide different benefits.
Check whether your UAE health policy includes overseas emergency treatment and medical repatriation. Travel insurance may also provide cover for other insured events, including cancellation, baggage problems, delays and missed departure.
Can I cover a cruise departing from the UAE?
OGSure can cover eligible cruise holidays, including cruises departing from the UAE, subject to the policy terms.
Enter all the countries or regions included in your itinerary and ensure that your geographical area covers the complete cruise route.
Does OGSure include cruise ship evacuation?
Cruise ship evacuation cover is included, subject to the applicable benefit limit and policy conditions.
The evacuation must meet the circumstances set out in the policy wording.
Can I buy annual travel insurance?
Annual multi-trip cover may be available depending on your age, country of residence and travel plans.
The quote journey will show whether single-trip or annual cover is available to you.
Are pre-existing medical conditions covered?
Claims arising directly or indirectly from pre-existing medical conditions are not covered.
You may still be able to purchase a policy, but you should understand how this exclusion could affect you before buying.
What happens if I have a medical emergency abroad?
The OGSure Emergency Assistance Centre is available 24 hours a day.
You or someone acting on your behalf must contact the assistance team as soon as possible if you require hospitalisation, inpatient treatment, medical evacuation or repatriation.
Which currency will my policy use?
Your quote will show the policy currency available for your cover.
OGSure has separate GBP and USD policy wordings with different benefit limits and excesses. Always read the wording matching your quotation and policy certificate.
Is this page the full policy wording?
No.
This page provides a general overview only. Your policy certificate, full policy wording and any applicable endorsements contain the complete cover, limits, conditions and exclusions.
Need help choosing the right cover?
You may also find these pages useful:
Planning your next trip?
Get a quote from OGSure and find clear, straightforward travel insurance for the way you travel.
CONTACT
Optimum Global Limited (OGSure), 4th Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, UK
socials
Copyright 2026 OGSure. All rights reserved.
OGSure is a trading style of Optimum Global Limited, which is authorised and regulated by the Financial Conduct Authority. Optimum Global Limited’s Firm Reference Number is 453654, you can check these details at https://register.fca.org.uk or by calling the Financial Conduct Authority on 0800 111 6768. Registered address: Optimum Global Limited, 4th Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, UK. Optimum Global Limited is registered in England and Wales. Company Registration number 05347793.