Student travel insurance

Student travel insurance for schools and educational groups.

Organising travel for students should not feel harder than the trip itself.

OGSure offers bespoke student travel insurance for schools, educational organisations, and student travel groups that need reliable cover, simple administration, and expert support.

Rather than sending you through a standard quote journey, we work with you directly to shape the right solution for your group.

A better fit for student groups

Student group travel has its own challenges. 

You may be dealing with different nationalities, multiple staff and chaperones, changing manifests, activity-based trips, and parents who want reassurance that the cover is real and robust.

That is exactly why this scheme exists.

What this solution is designed for

OGSure’s student travel insurance solution is designed for:

• schools
• educational organisations
• student travel organisers
• study tours
• international school groups
• mixed-nationality student groups
• trips involving teachers, leaders, and chaperones

Why schools choose a bespoke solution

Bespoke student travel insurance is the only solution you'll ever need. 

One group policy.

Instead of asking every student to complete a separate insurance application, the scheme uses a manifest-based process.

Before each trip, you submit a manifest listing participants, dates, and destinations. Once agreed, the listed participants are covered from departure to return.

Clearer claims handling

Claims can be paid directly to the school or the student, depending on who incurred the cost. 

That makes the process much easier to manage than more generic retail policies, where reimbursement can quickly become messy.

Strong backing and global support

Faster setup, less friction

Cover at a glance

Some of the benefits include:

• Medical Expenses: £500,000
• Evacuation & Repatriation: £500,000
• Cancellation & Curtailment: £3,500
• Baggage & Personal Effects: £2,000
• Public Liability: £500,000
• Legal Expenses: £10,000
• Accidental Death: £10,000

Please note that hazardous activities are available and the age range is 7–70.

Educational trips and activity trips

This scheme supports two trip types:

Educational trips

These are covered at the standard rate.

Activity trips

These include trips with a sports or adventure component, such as skiing, water sports, and similar activities. If any activity element is included, the activity rate applies to the whole trip.

We cover a wide range of activities available with the activity premium, including:

• skiing and snowboarding, white water rafting, scuba diving to 15m, 
• surfing, horse riding, football, rugby, basketball,
• hiking, trekking, sailing, yachting, canoeing,
• kayaking, rock climbing, and more.

How it works

1. We agree the right terms

We set up your group policy with the agreed rates and level of cover.

2. You submit a manifest

Before each trip, you send a manifest with the participants, travel dates, and destinations.

3. Your group is covered

All listed students, teachers, and chaperones are insured for the trip.

4. Support is there if something goes wrong

Why this works well for schools

For schools and organisers, the value is not just in the cover itself. It is in the reduction of admin and the confidence that comes from using a purpose-built group scheme.

Here are six practical benefits:

1. simple admin
2. claims paid fairly
3. quick setup
4. direct hospital payments
5. A-rated security
6. 24/7 emergency support

That makes this a much better fit than trying to stitch together standard individual travel policies for a student group.

Speak to a policy expert

Because student travel insurance is usually arranged as a bespoke group solution, the best next step is to speak to our team.

We can help you shape the right cover for:

• your destination or destinations
• the number of travellers
• the mix of students, staff, and chaperones
• whether the trip is educational or activity-based
• the level of admin support you need

Need student travel insurance for a school or educational group?

Contact OGSure, and one of our policy experts will help you put together the right solution.

You may also find these pages useful:

• Travel Insurance FAQs
• Policy Documents
• Contact Us
• Emergency Assistance

Frequently asked questions about student travel insurance

What is student travel insurance?

Student travel insurance is group travel cover designed for schools, educational organisations, and student travel groups. It can cover students, teachers, and chaperones under one policy.

Do students need to apply individually?

No. We use a manifest-based process with no individual applications required.

Can you cover international school groups?

Yes. We can cover any nationality, which makes it suitable for international schools and mixed groups.

What does the policy cover?

We cover medical expenses, evacuation and repatriation, cancellation and curtailment, baggage and personal effects, public liability, and legal expenses.

Are activity trips covered?

Yes, activity trips can be covered. We cover both educational and activity trip types, and hazardous activities are available under the activity rate.

How do claims work?

Claims can be paid directly to the school or the student, depending on who incurred the cost.

Is emergency support included?

Yes. Our student travel insurance includes 24/7 global emergency assistance and direct hospital payments.